Excess insurance is designed to reimburse excess charges imposed by the car rental company, following damage or theft of the vehicle. You may find that car rental companies do not provide cover for damage to the windows, headlights, roof, tyres and undercarriage.
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An excess is the amount of money you pay towards a claim under your policy. The two main types of excess are: Compulsory excess – this must be paid and relates to claims for accidental or malicious damage, accidental damage, vandalism, fire and theft. Voluntary excess – this is paid on top of a compulsory excess. You can select a voluntary excess.
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Not only could it be cheaper, but comprehensive car insurance gives you much more protection. This guide compares the different levels of car insurance cover. Check the excess. Most insurance companies will set an additional excess that young drivers will have to pay in the event of a claim, for example:
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Car Insurance. Car insurance is a type of insurance policy that efficiently takes care of expenses arising from unfortunate events, such as an.
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Excess Protection cover allows you to claim back your excess on damage, theft and fire claims during the 12 months of your car insurance policy.
What is a compulsory excess and a voluntary excess? When you take out car insurance, your policy will have what is called an excess, displayed as a sum of money.
Many policyholders struggle to understand what an insurance excess is. They don’t understand why they have to pay this and especially how they can get their